Buy Now, Pay Later

Financing

0% APR Financing Available!* We provide easy and affordable financing via our partner, ShopPay, so you can pay over time.

How it Works

  • Organic Mattresses, Inc.

    Shop Online

    Shop and add items to your cart, then proceed to checkout.

  • Organic Mattresses, Inc.

    Checkout With ShopPay Installments

    Choose ShopPay at checkout to pay in full, or split your purchase into 4 equal installments*

Frequently Asked Questions

How quickly can I be approved?

Approval is quick. Get a decision in real-time.

Will checking eligibility impact my credit score?

Checking eligibility has no impact to credit. There's no obligation to purchase when you prequalify for financing.

Are there late fees?

No, there are no late fees if you miss a scheduled payment.

What are ShopPay installments?

When checking out with ShopPay, you have the option to pay now or later, in installments.

Paying in installments on Shop Pay allows you to split your purchase amount into flexible installment payments.*

Note: Your first payment is due when you make your purchase.

What if I make a return on a purchase made through Installments with ShopPay?

If your refund amount is less than the amount remaining on your ShopPay Installments balance, then you can expect one or both of the following:

• A smaller payment balance on the final payment.
• Less future payments on the remaining loan balance.

If your refund amount is more than the amount remaining on your Shop Pay Installments balance, then you can expect to receive the difference as a refund to your original payment method within 3 to 10 business days.

Which payment methods are accepted if I use the option to pay Installments on Shop Pay?

The installments option on ShopPay is available on debit cards.

Have More Questions?

*Rates from 0%-36% APR. Payment options through Shop Pay Installments, are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers https://www.affirm.com/licenses.